Watercraft & Boat Insurance in East Bernard, TX
Owning a boat in East Bernard, Texas, opens the door to endless relaxation and adventure on the water. But along with the fun come potential risks like accidents, theft and damage. At Smaistrla Insurance Agency, we’re dedicated to providing practical insurance solutions and outstanding service to help financially protect what matters most to you.
What Do Boat Policies Cover? 
Boat insurance typically covers a range of protections for boat owners. Here are some common coverage options:
- Physical damage coverage—This can include coverage against damage to your boat from accidents, theft, vandalism, fire and other perils.
- Liability coverage—This can cover legal liability for bodily injury or property damage to others caused by your boat.
- Medical payments coverage—This can pay for medical expenses for you and your passengers in case of an accident.
- Uninsured/underinsured boater coverage—This can help you if you’re involved in an accident with a boater who doesn’t have sufficient insurance.
- Personal property coverage—This can cover personal items on your boat, such as fishing equipment, electronics and other valuables.
- Emergency assistance—This can provide coverage for towing and delivery of gas, oil, or a battery if your boat becomes disabled.
How Does This Coverage Work?
Boat insurance generally works like many other types of policies. You pay a premium, and the insurer may cover specified risks. If an incident occurs, you can file a claim and possible compensation is based on your policy’s specifications.
Where to Get Boat Insurance
For residents of East Bernard, Texas, choosing a reliable insurance provider is essential. Smaistrla Insurance Agency is a trusted local choice, offering personalized boat insurance tailored to the community’s needs. Our knowledgeable agents make it easy to understand your options and find the right coverage. Contact us today to get started.